LOVE & MONEY
Use this goal setting tool to decide on your financial goals for this holiday season, both individually and as a couple and then discuss them.
Once you have your individual and couple goals figured out, ask each other some of these questions about what you want – and don’t want – out of this Christmas.
Create a spending plan that matches the goals and traditions you aligned on in Step 1.
During the Black Friday/Cyber Monday holiday shopping extravaganza, you might be tempted to spend more money than you planned. Here are some ways to avoid that temptation:
Don’t stress about these changes. You can always re-subscribe, save your payment info, and download retail apps again after the new year. Pulling the plug now helps you avoid overspending this holiday season.
Planning, self-control and making gifts instead of buying them is all fine and good, you may be thinking, but I’m going to be spending some money this holiday season.
We get it. Here are some tips to help you save more money this holiday season:
Great, you have a plan, and you took steps to avoid being tempted by holiday sales. Now comes the most important part – following through.
Download an app like brightpeak’s Illuminate™ to sync your bank accounts and keep track of your spending. You can even create a budget just for holiday spending within the app to make it even simpler to stay on track this holiday season.
It’s our free email full of insights and tips to help you reduce financial stress during the rest of the year. Enter your email below to sign up!